Filing a workers’ compensation claim is necessary for employees injured on the job. However, the process can be complex, and making mistakes may cause delays or denials of benefits.
Understanding common pitfalls can help you through the process. If you know what they are, you may be able to avoid them.
Failing to report an injury promptly
One of the most common mistakes is not reporting an injury to one’s employer immediately. Workers’ compensation laws typically require that injuries be reported within a certain timeframe. Delaying this notification can lead to questions about the legitimacy of the injury and may result in a denial of your claim. Always inform your employer as soon as possible, preferably in writing, to create a clear record of the incident.
Not seeking medical attention immediately
Seeking prompt medical attention is a priority. This is because a doctor will provide you with documentation of your injuries, which can help your claim. Failure to get a medical evaluation immediately after the injury can worsen your condition and undermine your claim. Insurance companies may argue that an injury is not as serious as claimed or that it occurred outside of work. Ensure you visit a medical professional right away and follow their recommendations meticulously.
Incomplete or inaccurate documentation
Accurate and complete documentation is essential when filing a workers’ compensation claim. This includes medical reports, witness statements and any communication with your employer about the injury. If you do not have documentation or if it is incorrect, your claim may be delayed or denied. Make sure all forms are filled out completely and correctly. You also need to ensure they are handed in on time.
Taking the time to ensure you do everything properly will make the claims process easier and can help to ensure you can secure the benefits you need to recover and return to work.
