Injured workers in New Jersey may wonder what types of harm workers’ compensation benefits can help them through when they have been injured on the job. The answer is important because workers’ compensation benefits can help injured workers and their families through the difficult aftermath of a workplace injury.
Medical expenses
In New Jersey, workers’ compensation benefits can help injured workers with their medical needs, lost earnings and other aspects of a workplace accident as well. To begin with, workers’ compensation benefits cover all reasonable medical services necessary to treat the workplace injury or occupation illness you as an injured worker suffer from.
Lost wages
In addition, workers’ compensation benefits can help with lost wages in the form of temporary disability benefits to replace lost wages subject, up to a statutory maximum. Permanent disability benefits are also available to compensate you for the continued impacts of the workplace injury if you are unable to work for a long period of time. Lastly, workers’ compensation benefits can help families following a fatal workplace accident with burial and death benefits.
There is an application process for benefits and timelines associated with that process that you and your family should be aware of. You should also know what you can do if benefits have been denied.
The impacts of a workplace injury on you and your loved ones can be devastating. You may be sidelined and wonder how to pay for medical bills or the daily needs of your family. For that reason, it is essential to understand the workers’ compensation system and how those benefits may be able to help you.
